The real issue is the changes you must go through and who you become in the process.
"It's not being homeless that matters," my rich dad said. "It's about who you are. Keep striving and you'll become somebody. Quit, and you'll also become somebody, but not the same person."
The Changes You Go Through
For those of you contemplating going from job security to financial security, all I can offer you are words of encouragement. For Kim and me, it took being homeless and desperate before I found the courage to move forward. That was our path, but it definitely doesn't have to be your path.
As I described earlier, there are ready-made systems that can help you cross the bridge to the right side of the CASHFLOW Quadrant.
The real issue is the change you must go through internally and who you become in the process. For some people, the process is easy.
For others, the journey is impossible.
Money Is a Drug
Rich dad always said to Mike and me, "Money is a drug." The main reason he refused to pay us while we worked for him was because he never wanted us to become addicted to working for money. "If you become addicted to money, it's hard to break that addiction."
Robert's definition of the "Rat Race"
"If you look at the life of the average-educated, hard-working person, there is a similar path. The child is born and goes to school. The proud parents are excited because the child excels, gets fair to good grades, and is accepted into a college. The child graduates, maybe goes on to graduate school and then does exactly as programmed: looks for a safe, secure job or career. The child finds that job, maybe as a doctor or a lawyer, or joins the Army or works for the government. Generally, the child begins to make money, credit cards start to arrive in mass, and the shopping begins, if it already hasn't.
"Having money to burn, the child goes to places where other young people just like them hang out, and they meet people, they date, and sometimes they get married. Life is wonderful now, because today, both men and women work. Two incomes are bliss. They feel successful, their future is bright, and they decide to buy a house, a car, a television, take vacations and have children. The happy bundle arrives. The demand for cash is enormous. The happy couple decides that their careers are vitally important and begin to work harder, seeking promotions and raises. The raises come, and so does another child and the need for a bigger house. They work harder, become better employees, even more dedicated. They go back to school to get more specialized skills so they can earn more money. Maybe they take a second job. Their incomes go up, but so does the tax bracket they're in and the real estate taxes on their new large home, and their Social Security taxes, and all the other taxes. They get their large paycheck and wonder where all the money went. They buy some mutual funds and buy groceries with their credit card. The children reach 5 or 6 years of age, and the need to save for college increases as well as the need to save for their retirement...
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