David Hand is Professor of Statistics at Imperial College, London, where he is head of the Statistics Section in the Mathematics Department and head of the Mathematics in Banking and Finance Programme of the Institute for Mathematical Sciences. His most recent book is Information Generation: How Data Rule Our World. He launched the journal Statistics and Computing, and has been elected President of the Royal Statistical Society for 2008 and 2009. He was elected an Honorary Fellow of the Institute of Actuaries in 1999 and a Fellow of the British Academy in 2003. He has received various awards and prizes for his research, and acts as a consultant to a wide range of organisations, including governments, banks, pharmaceutical companies, manufacturing industry, and health service providers.