The Money Roadmap

Most Australians make their biggest financial decisions with almost no education behind them - a first bank account, a first car, a first home - and learn the rules the expensive way, after the mistake, not before it. The Money Roadmap closes that gap. Written by a mortgage broker with more than three decades in Australian banking and finance, this is a plain-English guide to the thirteen money decisions every young Australian eventually faces: bank accounts, budgeting, credit cards, term deposits, buying a first car, how interest rates work, saving a home deposit, superannuation, HELP debt, home loans, qualifying for finance, rentvesting, and insurance. Structured as thirteen stages on one continuous road rather than a pile of disconnected topics, each chapter includes clear learning goals, real Australian case studies, worked examples with actual numbers, and review questions to test what's just been covered. A full workbook, glossary, and state-by-state first home buyer appendix round out the back of the book. Written for teenagers starting their first job. Just as useful for the parents helping them get there.